November 22, 2019

The fear of ‘no’.

Are you ever afraid to ask for a discount, or an ‘extra’? You’re not alone.  Personally, I am much more confident about proposing solutions to problems, hammering out deals and negotiating terms than I am about confronting someone about giving me a discount. Surely it’s the same thing – it’s asking for something I want, […]

Why are so many people financially illiterate?

A recent article in the Economist (16th Feb) asks this question. The article relates how many people can’t work out the interest on a savings account. Does this matter? What are the consequences of financial illiteracy? Well individuals will not plan effectively for known events, such as retirement, or university education.  And with governments around […]